Agent Education · SWFL

Contract guide.
Know every deadline.

Select your contract, enter your dates, and every critical deadline calculates instantly. Default periods are pre-filled — override any field by typing your own number.

Covers FR/BAR As-Is, Standard, CRSP, and NABOR Day-count rules built in per contract type Time of essence flags on every applicable deadline For agent training and reference only. Not legal advice.

Supported contracts

FR/BAR As-IsStatewide
FR/BAR StandardStatewide
FR/BAR CRSPStatewide
NABORSWFL
01

Pick your contract.

Statewide

FR/BAR As-Is

Buyer may terminate for any reason during inspection. Seller not required to make repairs.

Statewide

FR/BAR Standard

Seller obligated to repair items up to agreed limit. Buyer must notify within period.

Statewide

FR/BAR CRSP

Adds HOA/Condo review periods on top of Standard. Most complex form.

SWFL Only

NABOR

Charlotte, Lee, and Collier. Time of essence for Closing Date only. Deadlines expire 11:59 PM.

02

Enter your dates.

Default: 15 days

Default: 30 days · includes appraisal

Default: 5 days

Your deadlines.

Enter your dates above and click Calculate to see all deadlines.

Your calculated deadlines will appear here.

Side by side.
Know the difference.

NABOR vs FR/BAR — what every SWFL agent must know. For training and reference only. Not legal advice. Source: Sam J. Saad III PA / Paradise Coast Title & Escrow, 2025.

Category NABOR · Charlotte / Lee / Collier FR/BAR · Statewide
Dates & Deadlines
Effective DateLatest date contract signed or initialed by either party.Last date a party signs or initials AND delivers the final counteroffer. Effective Date = date of delivery.
Time of EssenceClosing Date only.All deadlines. Missed deadline = automatic termination.
Deadlines Expire11:59 PM Eastern. If deadline falls on Saturday, Sunday, or legal holiday it extends to 11:59 PM the next business day.5:00 PM on next business day if on weekend/holiday.
Financing
Finance Period45 days default. Adverse credit action letter required for Buyer termination. 10-day closing extension if contingency waived and lender needs more time.30 days default. Includes appraisal. Seller may terminate within 3 days if Buyer fails to notify of approval status.
DepositsBuyer sued only for deposits actually made.All deposits paid or agreed to be paid. Buyer can be sued for deposits agreed to be paid, not just paid.
Inspections
Inspection ItemsSix: Systems & Equipment, radon, lead-based paint, WDO, toxic mold, open/void permits.Three buckets: General, WDO, Permit. Repair limit defaults to 1.5% of purchase price.
After InspectionBuyer must deliver full inspection report and written election notice within 5 days AFTER the Inspection Period ends. Seller has 10 days to respond. Buyer has 5 days to terminate after Seller rejects or counters — failure to terminate = acceptance.Buyer written notice required within Inspection Period or repair obligation is waived. Seller has 10 days. Escrow 125% of estimated cost if repairs not done at closing.
Survey & Title
SurveySeller furnishes existing survey within 10 days of Effective Date.Seller furnishes existing survey within 5 days of Effective Date.
Title ExaminationBuyer has 30 days (Examination Period) to review title and determine legal access. This period is negotiable.Buyer reviews title after delivery. Objections must be raised before closing.
Default & Dispute
Buyer DefaultSeller sole remedy = deposits actually made.Liquidated damages = deposits made AND agreed to be paid.
Dispute ResolutionNo mandatory mediation provision.Mandatory mediation before litigation. 10 days to settle first. May still file lis pendens.